A survivor of severe financial and domestic abuse has been invited to share her experiences and advice with government ministers following a report detailing her ordeal. The invitation signals a potential shift in how the government addresses economic abuse and supports survivors in rebuilding their lives.
The case of Francesca Onody, who was left homeless and penniless after her husband, Malcolm Baker, committed an act of domestic violence that resulted in his death and the destruction of their home, has drawn ministerial attention. Lucy Rigby, the City minister and economic secretary to the Treasury, reached out to Ms. Onody after learning of her story through a Guardian report. The involvement of the charity Surviving Economic Abuse alongside Ms. Onody indicates a move towards integrating survivor-led perspectives into policy discussions.
Background of Economic Abuse and its Impact
Economic abuse, a form of domestic violence, involves the control and misuse of a person's financial resources. This can leave victims in a state of extreme vulnerability, making it difficult to escape abusive situations and rebuild their lives.
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Forms of Abuse: Financial abuse can manifest in various ways, including controlling access to money, preventing someone from working, or exploiting their financial assets. It often occurs when a person is vulnerable or lacks the capacity to manage their finances independently.
Legal Ramifications: Issues like power of attorney abuse highlight the potential for exploitation within legal frameworks designed to protect individuals. Courts overseeing guardianship cases are exploring ways to respond to such mistreatment.
Rebuilding Lives: Survivors face significant challenges in regaining financial independence after experiencing economic abuse. Rebuilding their lives often requires comprehensive support to address both financial and emotional recovery.
Government Engagement and Survivor Input
The invitation extended to Francesca Onody underscores the growing recognition of the need for direct survivor input in shaping government policy.
Ministerial Outreach: Lucy Rigby's direct contact with Ms. Onody demonstrates a proactive approach by the Treasury to understand the lived realities of economic abuse survivors.
Charity Involvement: The participation of Surviving Economic Abuse alongside Ms. Onody suggests a collaborative effort to translate personal experience into actionable policy recommendations.
Focus on Recovery: The goal is to assist survivors, like Ms. Onody and her children, in safely rebuilding their lives, acknowledging that economic stability is crucial for overall recovery.
Industry and Legal Recommendations
Beyond direct ministerial engagement, broader initiatives are underway to support economic abuse survivors.
Financial Industry Code: Banking and finance bodies, such as UK Finance, have outlined recommendations to help survivors regain financial independence. Many financial firms are reportedly signed up to a financial abuse code and offer various forms of support.
Streamlined Prosecutions: There is an urgent call for a quicker pathway for prosecuting economic abuse cases, indicating a need for more efficient legal processes.
Access to Legal Advice: Clear and standardized information on how survivors can access professional legal advice is identified as a critical need. This is particularly relevant in cases where individuals might be vulnerable or lack the capacity to manage their financial affairs.
Systemic Nature of Gender-Based Violence
The issue of economic abuse is increasingly viewed within the broader context of gender-based violence, which is recognized as a systemic problem with far-reaching consequences.

Prevalence: Reports indicate that a significant number of women and transgender individuals experience gender-based violence, highlighting its widespread nature.
Economic Impact: Gender-based violence is not solely a personal issue but an economic one, impacting individuals' financial stability and overall safety.
Shared Responsibility: Recognizing gender-based violence as a systemic issue implies a collective responsibility to support survivors' healing and ensure their safety.
Expert Analysis
"It’s the only way to help survivors like Francesca and their children to safely rebuild their lives.”— Francesca Onody (as reported by The Guardian)
This statement encapsulates the core challenge: enabling survivors to move past economic devastation and achieve a secure future.
UK Finance has emphasized that while many financial firms are committed to supporting survivors, "there is still more to be done." This sentiment suggests a gap between existing measures and the comprehensive support required for survivors to achieve full economic independence and safety.
The involvement of organizations like FreeFrom, a survivor-led national organization, points to a growing understanding that addressing economic abuse requires a multi-faceted approach that prioritizes survivor voices and systemic change.
Read More: Survivor Francesca Onody to Advise UK Ministers on Financial Abuse Policy
Conclusion
The direct involvement of Francesca Onody in advising government ministers signifies a pivotal moment in addressing economic abuse. Her personal account, coupled with the recommendations from industry bodies like UK Finance and the advocacy of organizations such as Surviving Economic Abuse and FreeFrom, presents a clear pathway forward. The focus remains on ensuring survivors can regain their financial independence and safety. Key next steps involve:
Policy Integration: Effectively integrating survivor-led insights into tangible government policies.
Legal Reform: Expediting prosecutions for economic abuse and ensuring easier access to legal counsel for survivors.
Financial Sector Support: Further enhancing the support mechanisms offered by financial institutions, building on existing codes and initiatives.
Awareness and Education: Broadening public and institutional understanding of economic abuse as a serious form of gender-based violence with profound economic consequences.
The government's engagement with Ms. Onody offers an opportunity to translate lived experience into impactful change, aiming to create a more secure environment for individuals affected by economic abuse.
Sources Used:
The Guardian: "Survivor of financial abuse invited to advise ministers after Guardian report" - Published 10 minutes ago. Provides the central narrative of Francesca Onody's invitation to advise ministers. https://www.theguardian.com/money/2026/feb/21/survivor-financial-abuse-advise-ministers-guardian-report-lucy-rigby
The Independent (via AOL): "Recommendations to help economic abuse survivors regain financial independence" - No specific publication date provided in summary, but general topic aligns with recommendations for financial recovery. https://www.independent.co.uk/money/recommendations-to-help-economic-abuse-survivors-regain-financial-independence-b2545895.html
FreeFrom: Official organization website, offering context on gender-based violence as an economic issue and their mission. Published Jul 29, 2025. https://www.freefrom.org/