Daylesford crash driver didn't tell insurer about diabetes

The driver in the Daylesford crash told the court he never told his insurer about his diabetes. This is a key point in the inquest.

The driver involved in the Daylesford pub crash that killed five people stated in court he never informed his insurer about his diabetes. William Swale, who was driving the vehicle that mounted the curb and collided with patrons outside the Royal Daylesford Hotel, told the Coroner's Court he had been a customer of RACV for three decades without disclosing his medical condition. This disclosure comes as the inquest into the fatal event continues.

Daylesford pub crash driver never told insurer about his diabetes, court hears - 1

Swale’s testimony detailed a concerning pattern of non-disclosure regarding his diabetes. He also admitted to not informing VicRoads about his condition, a requirement for drivers. A blood glucose reading from the day of the crash, November 5th, showed a dip as low as 2.9 mmol/L, significantly below levels that would typically trigger an alarm. Despite his device's alarm reportedly sounding multiple times, Swale claimed he did not hear it, attributing this to potential issues with his phone's Bluetooth connection to his car.

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Daylesford pub crash driver never told insurer about his diabetes, court hears - 2

He recounted leaving a deli and having no recollection of events immediately following, with his next memory being his interaction with paramedics at the crash scene. Swale asserted he did not believe he was hypoglycemic when he checked his blood sugar at 5:17 pm, even with the low reading. He also mentioned a general rule for himself: he would drive if his fasting blood glucose levels were at 8mmol/L, and at 5mmol/L he would typically eat something. On the day in question, he stated he had snacks like jellybeans, fruit, and nuts in his car.

Daylesford pub crash driver never told insurer about his diabetes, court hears - 3

Lack of Medical Communication

The court heard that Swale’s medical care involved differing understandings between his general practitioner and endocrinologist regarding who was managing his diabetes and certifying his fitness to drive. Swale indicated that his GP believed his endocrinologist was overseeing his driving safety, while his endocrinologist thought his GP was responsible for the certification. He also noted that he only became aware of the requirement to notify VicRoads about his diabetes approximately five years prior, when he was seeking a truck driving license.

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Daylesford pub crash driver never told insurer about his diabetes, court hears - 4

Inquest Focus and Background

The Coroners Court is examining the circumstances surrounding the crash, with a stated focus on the safety of outdoor diners and the risks associated with diabetic drivers. This inquest was initially put on hold due to criminal charges previously brought against Swale. Evidence from a road safety expert and an endocrinologist is expected to be presented.

The fatal incident occurred around 6 pm on Albert Street in Daylesford when Swale’s vehicle lost control and veered into the outdoor dining area of the Royal Daylesford Hotel, striking multiple families. The crash resulted in the deaths of five individuals. Swale expressed his sorrow for the families affected by the tragedy, stating the victims are "always with him."

Frequently Asked Questions

Q: Why did the driver in the Daylesford crash not tell his insurer about his diabetes?
The driver, William Swale, told the Coroner's Court that he never informed his insurer, RACV, about his diabetes. He has been a customer for 30 years. This is part of the ongoing inquest into the fatal crash.
Q: What did the driver say about his diabetes and VicRoads?
William Swale admitted in court that he also did not tell VicRoads, the road authority, about his diabetes. This is a requirement for drivers in Victoria. He only learned about this rule about five years ago when trying to get a truck license.
Q: What were the driver's blood sugar levels on the day of the Daylesford crash?
On November 5th, the day of the crash, William Swale's blood glucose reading was as low as 2.9 mmol/L. This is very low. His device alarm went off several times, but he said he did not hear it.
Q: What is the main focus of the Daylesford crash inquest?
The Coroners Court is looking at the safety of people eating outside and the dangers linked to drivers who have diabetes. The inquest was paused before because of criminal charges against Swale.
Q: What happened in the Daylesford crash?
Around 6 pm on Albert Street in Daylesford, William Swale's car lost control and went into the outdoor dining area of the Royal Daylesford Hotel. The car hit many people, and five people died.